Dental Implants and 2021 Insurance Benefits

Soon we’ll gather with friends and family on New Year’s Eve to celebrate the highlights of 2021. When the ball drops and the clock strikes midnight, your dental insurance benefits will reset. Any unused benefits from 2021 will be lost.

According to the National Association of Dental Providers, the vast majority of employers and privately insured families pay annually for unused insurance benefits. We believe your oral health is too important to postpone, so let us help you get the most out of your 2021 benefits. 

Dental Implants and Insurance

One of the most commonly delayed dental treatments is replacing missing teeth. Many people put off solutions like dental implants because of financial reasons. But now may be the best time to take advantage of your remaining 2021 dental insurance benefits and finally get the permanent tooth replacement you want.

3 Reasons Now May Be the Best Time for Dental Implants

1. You’ve met your annual deductible

If you’ve met your annual deductible, any treatments covered by your plan will typically be covered by your insurance from now until the end of 2021. That means you may have a unique opportunity to schedule and complete any treatment you may have been postponing before we hit 2022. 

2. You have money remaining in your Flexible Savings Account (FSA)

If you have a pre-tax spending account for health related expenses, we encourage you to review any remaining funds. When the clock strikes midnight on December 31st, you want to make sure your FSA is at $0 remaining. Getting implants with the Liberty team may be the best way to maximize your FSA. 

3. You haven’t reached your annual coverage limit

Most patients do not reach their annual coverage maximums. If your annual limit is $1000 and you’ve only spent $250, you have $750 available to spend on dental implants or other important treatments before you reach your limit.

Would you like some help navigating dental benefits?

Our team navigates the complexities of dental insurance every day. If you have questions, we’d love to assist you in determining what benefits you may have remaining for 2021. 

If you’d like to learn more about how you can use your dental insurance for permanent tooth replacement with Bloomington’s most trusted dental team, please contact us today. 

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