It won't be long before we gather with friends and family on New Year's Eve to celebrate the joys and sorrows of 2017. When the ball drops and the clock strikes midnight, your dental insurance benefits will reset. Any unused benefits from 2017 will be lost.
According to the National Association of Dental Providers, the vast majority of employers and privately insured families pay annually for unused insurance benefits. We believe your oral health is too important to postpone, so let us help you get the most out of your 2017 benefits.
Review the subject areas listed below to maximize your 2017 dental insurance plan before time runs out.
Has everyone covered under your plan had their basic treatment, including cleanings, x-rays, and exams? Regular dental visits are not only covered by insurance, they save you money in the long term by keeping your teeth healthier and free of disease.
Annual Coverage Limit
Most patients do not reach their annual coverage maximums. If your annual limit is $1000 and you've only spent $250, you have $750 available to spend on dental treatment before you reach your limit.
If you've reached your annual deductible for 2017, treatment covered by your plan will typically be covered by your insurance from now until the end of the year. If you've been postponing treatment, now is the time to call the Liberty team.
Flexible Savings Account (FSA)
We recommend you check your account balance if you have a pre-tax Flexible Savings Account. Any unused money in your FSA vanishes as we usher in 2018.
Let Us Help
Our team navigates the complexities of dental insurance every day. If you have questions, we'd love to assist you in determining what benefits you may have remaining for 2017. Helping you achieve optimum oral health is our passion.